SIP Calculator | AgeCalc Pro

Guide: How It Works

M = P × [((1+i)ⁿ − 1) ÷ i] × (1+i), where i is the monthly rate and n is the number of months

Important Notes

This models an annuity-due SIP where each contribution starts earning returns from its own investment month
Returns are compounded monthly using the expected annual rate you enter
Actual mutual fund returns fluctuate — this is a projection, not a guarantee

Who Is This Calculator For?

Mutual fund investors planning monthly SIPs
Anyone projecting long-term investment growth

Examples

₹5,000/month at 12% annual for 60 months: i=0.01, Maturity ≈ ₹4,12,432.

Frequently Asked Questions

Is the return rate guaranteed?

No, the entered rate is an assumption for projection purposes; actual mutual fund returns vary.

What does the '×(1+i)' term represent?

It models each contribution earning interest from the start of its investment month (annuity-due).

About the Author

This tool is built and maintained by John Britto, a Full-Stack Developer with over 5 years of experience building secure web applications. Our mission is to provide free, private, and reliable tools for everyone.

📈 SIP Calculator